Today’s Gold rate 22K per gm: ₹5,020

Today’s Silver rate per gm: ₹75

Schemes

Jewelry has been a vital embellishment for Indian women since ages. Women of all ages and time have always loved adorning gold ornaments. Jewelry and Indian women share an arcane relationship as its worth lies not only in traditions, but also has a huge impact in scientific terms. In order to facilitate our customers to endure their love and to invest /purchase irrespective of the volatility in the gold prices, JewelNidhi has launched three super beneficial gold schemes.

  • JewelNidhi Product Scheme
  • JewelNidhi Savings Scheme
  • JewelNidhi Advance Payment Scheme

The main purpose of these schemes is to make your purchase easy and affordable. Any gold lover can join these schemes through JewelNidhi website and make payments through online/offline. Once the maturity period is completed, enrolled customers can purchase gold from our online store or at our showroom.

JewelNidhi Product Scheme

“ Pay monthly and own your favourite jewellery”

To make our customer’s favourite jewellery purchase more effortless and super-easy, Jewelnidhi has launched this monthly product scheme. Under this scheme, every product worth more than INR 11,000 will be equally divided among 11 months into 11 equal proportions. Interested customers have to select their favourite product and enroll to the scheme. Those who had enrolled to the scheme has to pay one installment per month consistently for 10 months to avail the 11 month installment for absolutely FREE. Jewelnidhi ensures to pay a bonus of one-month installment after the completion of the maturity month i.e. 11 months. Customers who are enrolled to the scheme and successfully paid all the 10 installments will only be eligible for the bonus, which accumulates to 10months installment+1 month BONUS installment from JewelNidhi. After the 11 months period, customers are permitted to buy their favorite jewelry with the accumulated amount.

Please check the below table for the comprehensive benefits of the scheme for a product worth INR 11,000.

Month

MInstallment

(Pay)

MAccumulated amount

Month 1 1,000 1,000
Month 2 1,000 2,000
Month 3 1,000 3,000
Month 4 1,000 4,000
Month 5 1,000 5,000
Month 6 1,000 6,000
Month 7 1,000 7,000
Month 8 1,000 8,000
Month 9 1,000 9,000
Month 10 1,000 10,000

Month 11 (BONUS)

1,000

Receive 11,000

Prerequisite documents to enroll

In order to enroll in the scheme, customers are requested to provide/upload the copies of below documents.

  • Photo identity ID
  • PAN card or Passport or Driving License

Penalties

  • If the customers fail to pay continuously for more than two months, then the scheme would be automatically terminated and the customers would get a credit of the amount paid to their JewelNidhi online valet without any bonus.
  • In case, if the customer wishes to close the scheme before the completion of maturity period, then the customer will not be eligible for any bonus and can utilize only the accumulated amount for their purchase.
  • Cash will not be refunded under any circumstances, as per Government regulations.
  • Any disputes will fall under the jurisdiction of the court at Tirupati, Andhra Pradesh.

Important points before enrollment:

  • Monthly installment should be paid consistently every month between the date ranges from 1st to 7th.
  • Multiple installments are not allowed to be paid
  • Please make a note that this scheme allows the customers to buy any type of jewelry

JewelNidhi Savings Scheme

“Pay for 10 installments and get a bonus installment”

This easy and convenient savings scheme allows our customers to decide and contribute their monthly installment as per their budget ranging from INR 1000 to any upper limit and invest for a period of 10 months. Jewelnidhi ensures to pay a bonus of one-month installment after the completion of the maturity month i.e. 11 months. Customers who are enrolled to the scheme and successfully paid all the 10 installments will only be eligible for the bonus, which accumulates to 10months installment+1 month BONUS installment from JewelNidhi. After the 11 months period, customers are permitted to buy their favorite jewelry with the accumulated amount.

Please check the below table for the comprehensive benefits of the scheme.

Monthly Installment (INR)

Accumulated amount for 10 months (INR)

BONUS (INR)

Total amount after maturity (INR)

Pay 1,000 Becomes 10,000 1,000 Receive 11,000
2,000 20,000 2,000 22,000
3,000 30,000 3,000 33,000
4,000 40,000 4,000 44,000
5,000 50,000 5,000 55,000
6,000 60,000 6,000 66,000
7,000 70,000 7,000 77,000
8,000 80,000 8,000 88,000
9,000 90,000 9,000 99,000
10,000 1,00,000 10,000 1,10,000

Any upper limit(X)

XXXX

X

XXXX+X

Prerequisite documents to enroll:

In order to enroll in the scheme, customers are requested to provide/upload the copies of below documents.

  • Photo identity ID
  • PAN card or Passport or Driving License

Penalties

  • If the customers delay the payment, then there would be increase in VA and would encourage you to contact our executives.
  • If the customers fail to pay continuously for more than two months, then the scheme would be automatically terminated and the customers would get a credit of the amount paid to their JewelNidhi online valet.
  • In case, if the customer wishes to close the scheme before the completion of maturity period, then the customer will not be eligible for any bonus and can utilize only the accumulated amount for their purchase.
  • Cash will not be refunded under any circumstances, as per Government regulations.
  • Any disputes will fall under the jurisdiction of the court at Tirupati, Andhra Pradesh.

Important points before enrollment:

  • The monthly installment denominations are allowed in the intervals of 1000 only. Ex: Customers can pay 1000, 2000, ….10,000, 11,000 up-to any upper limit and are not allowed to pay 1123, 1676, 19890 denominations.
  • Monthly installment should be paid consistently every month between the date ranges from 1st to 7th.
  • Multiple installments are not allowed to be paid
  • Please make a note that this scheme allows the customers to buy any type of jewelry for the accumulated amount except gold/silver coins and solitaires

Jewelnidhi reserves complete rights to alter / amend / change / add or delete any of the Terms & Conditions of this scheme at any time without prior intimation

JewelNidhi Advance Payment Scheme

“ Pay in Advance and get reduction in VA%”

Our “Advance Payment” scheme allows our customers to purchase gold by paying in advance. Customers can pay one time in advance ranging from a minimum amount 1 lakh to any upper limit for a minimum lock period of 3 months to avail the benefit of reduction in VA charges accordingly. Old jewelry can also be deposited as part of this scheme with a minimum deposit of 25gm. After completion of the maturity period (based on the opted lock in period), customers are allowed to purchase the jewelry of their choice with deposited amount plus the benefit of reduced VA%. Please make a note that this scheme allows the customers to buy any type of jewelry for the accumulated amount except gold/silver coins and solitaires.

Jewelnidhi reserves complete rights to alter / amend / change / add or delete any of the Terms & Conditions of this scheme at any time without prior intimation.

Prerequisite documents to enroll:

In order to enroll in the scheme, customers are requested to provide/upload the copies of below documents.

  • Photo identity ID
  • PAN card or Passport or Driving License

Penalties

  • In case, if the customer wishes to close the scheme before the completion of maturity period, then the customer will not be eligible for any bonus and can utilize only the paid amount for their purchase.
  • Cash will not be refunded under any circumstances, as per Government regulations.

Please check the below table for more details about the scheme with a minimum deposit of 1 lakh.

One time Payment (INR) 1 Lakh

BENEFIT (%OFF on VA)

Total benefit after maturity

After 3 months 3% 1 lakh worth gold+ 3% OFF on VA
After 4 months 4% 1 lakh worth gold+ 4% OFF on VA
After 5 months 5% 1 lakh worth gold+ 5% OFF on VA
After 6 months 6% 1 lakh worth gold+ 6% OFF on VA
After 7 months 7% 1 lakh worth gold+ 7% OFF on VA
After 8 months 8% 1 lakh worth gold+ 8% OFF on VA
After 9 months 9% 1 lakh worth gold+ 9% OFF on VA
After 10 months 10% 1 lakh worth gold+ 10% OFF on VA
After 11 months 11% 1 lakh worth gold+ 11% OFF on VA
After 12 months 12% 1 lakh worth gold+ 12% OFF on VA
After 13 months 13% 1 lakh worth gold+ 13% OFF on VA
After 14 months 14% 1 lakh worth gold+ 14% OFF on VA
After 15 months 15% 1 lakh worth gold+ 15% OFF on VA
After 16 months 16% 1 lakh worth gold+ 16% OFF on VA
After 17 months 17% 1 lakh worth gold+ 17% OFF on VA
After 18 months 18% 1 lakh worth gold+ 18% OFF on VA
After 19 months 19% 1 lakh worth gold+ 19% OFF on VA
After 20 months 20% 1 lakh worth gold+ 20% OFF on VA

In case, if any additional information is required, please write/contact us info@Jewelnidhi.com

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